Glossary definitions provided in part by the Jump$tart Coalition for Personal Financial Literacy.

Unearned income: Earnings from sources other than employment, including investment returns and royalties.

Unit Price: Translation of a consumer product price into the cost per standard size or weight. Unit pricing helps the consumer to make price/value comparisons between brands. Unit prices are usually displayed on supermarket shelf tags along with the package price.

Unsubsidized: An unsubsidized loan is not based on need. You'll be charged interest from the time the loan is disbursed until it's paid in full. If you allow the interest to accrue while you're in school (or during other periods of nonpayment), it will be capitalized-that is, the interest will be added to the principal amount of your loan, and additional interest will be based on that higher amount.

Upward Social Comparison : When people compare their personal attributes and abilities with those of others who are deemed to be socially better off.

Values: An individual's beliefs about what is important, desirable, and worthwhile, which often influence decisions.

Variable Interest Rate: An interest rate that fluctuates with market conditions. Loans with variable interest rates can have different interest rates (either higher or lower) at different periods in time.

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