College in Colorado


Glossary definitions provided in part by the Jump$tart Coalition for Personal Financial Literacy.

Consequence : The consequent emotions, thoughts and/or behavior of a belief, &"B"; Noted as and &"C"; in the Rational-Emotive model, A-B-C-D. (See Rational-Emotive model)

Consolidation Loan: A financial vehicle to consolidate (combine) multiple loans into one loan. The loan interest rate and terms are set by the lender and may be different from the interest rates and terms of the underlying loans. (See student loan consolidation for information specific to student loans)

Consumer : A person who buys and/or uses a product.

Contract: A legally binding agreement between two or more parties.

Co-Payment: The amount an insured person is expected to pay for a medical expense at the time of the visit.

Co-Signer: A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Lenders may require a cosigner when considering a loan for a student or someone with a poor credit history.

Cost of Attendance: The total cost of college, including: tuition, fees, books and room and board based on the school and State and Federal guidelines.

Credit: An agreement to provide goods, services, or money in exchange for future payments with interest by a specific date or according to a specific schedule. The use of someone else's money for a fee. (See Open-end credit, Closed-end credit, and Easy-access credit.)

Credit card: A card issued by a lender that authorizes the delivery of goods and services in exchange for future payment with interest, according to a specific schedule.

Credit counseling service: An organization that provides debt and money management advice and assistance to people with debt problems.

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