1. Recap Head Matters 

In Spending Head Matters you learned how to evaluate key factors, such as price and quality, when you’re making spending decisions. You are also reminded to consider whether your purchases are needs or wants. Understanding the difference between needs and wants is a key aspect of personal finance and is therefore a recurring theme in the Education Cents program.

We also explored different ways to purchase. Whether you pay cash, use credit, lease or use a rent-to-own service can make a big difference on the true cost of your purchase.

And finally, we provided information on laws that protect you when you make a purchase – both from faulty products and deceptive advertising.