Attention: Money 101 will no longer be available after May 31, 2021. After that time the Enrich financial literacy tool will be available at moving forward.

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Credit - Heart Matters



One money mindset that rings true is that time is money, but the reverse is also true: that money is time. The more goods and services you consume the more time you must spend paying for and maintaining your purchase. When you use credit to make your purchases, you must spend even more time making money to repay the creditors and lenders, plus additional interest. When you run up a large credit debt, you’re locking up a large amount of your future earnings and time as you run the risk that you’ll have little time to enjoy your purchases. So, managing credit is essential to your personal financial health, your emotional health, and the health of those you love and care for.

Here's an outline of what we will cover in this course: 

  1. Rational recap of credit head matters
  2. Understand the connection between self-actualization and credit
    1. What is self-actualization
    2. Describe the characteristics of self-actualizers
    3. Describe the relationship between self-actualization and credit
  3.  Positive and negative emotions: how you know what emotions are positive vs. negative
  4. Good debt, bad debt and student loans
    1. Define good debt and bad debt
    2. Describe how student loan debt is typically good debt but can turn into bad debt
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