4. Identify Ways to Avoid or Correct Credit Problems
c. List Possible Actions a Consumer Could Take In Response to Excessive Debt
If you find yourself showing indicators of
debt trouble as discussed in the previous sections, there are many things you can do. Even if you aren’t in
debt trouble, but you are having trouble saving for something you want, the following information might be helpful. Check the following tables to identify your present circumstances in regard to
debt.
Select the statement that describes your situation .
Directions: Select the statement that describes your situation.
The higher up this chart you marked, the more you need to examine your debt and design a plan to help solve the problem
Assuming you could use some help, look at the following list. For each item, choose the priority order in which you will do it (1, 2, 3, etc). If you don’t plan to do an activity, skip it. After you complete the list, bookmark this page and reference it as you work your way out of
debt.
Directions:
Assuming you could use some help, look at the following list of priorities. For each item, choose the priority order in which you will do it (1, 2, 3, etc.) by clicking and dragging the item using the ⇅ icon, or by typing in the order number and pressing the "Enter" key. If an item doesn’t apply to you or you don’t plan to do it, simply type an “X” in the input box and press the "Enter" key.