3. Decision-Making Process
Making financial decisions can be difficult. Financial decisions can cause stress and greatly influence your feelings of self-worth. Besides wiping out your irrational beliefs, choosing accurate money mindsets, and managing your income , you also can organize for your financial decisions. Here’s one way to do that:

Let’s watch how Cindy comes to a decision using our model.
Cindy recently graduated from college. She was reminded by the financial aid office that her loan payments were to begin six months after she graduated, although she could start paying earlier if she wanted. “Oh yeah,” Cindy thought, “that college loan I started four years ago. How am I going to pay for it?” Cindy went to the financial aid office and they suggested she look at her current expenses to see if there was anywhere she could cut back. They also gave her the five-step process for financial decision making.