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Credit - Heart Matters


1. Recap Head Matters

Credit Head describes the financial differences between using cash or credit and the types of credit that are available.  It provides tools to compare the true costs of borrowing  and to calculate how long it will take to repay a loan.  Bad credit and credit worthiness are discussed in detail as being tied to the ability to find a job or an apartment, get insurance, and receive favorable interest rates on future loans.  Credit reports and credit scores are explained and ways to avoid credit problems are detailed.  Finally consumer protection laws that protect buyers of goods and services from fraud are outlined.

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